Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer a variety of injuries, uber injury settlements especially if the driver is involved in an accident. Among the most common injuries are:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.